On Double Landscapes And Landscape Insurance

When planning your garden landscape, you have to be practical, too. Here are some tips:

Double-Duty Landscapes

Nowadays there's a blurring of the lines between the landscape and the vegetable garden and orchard. Edibles that were once classified to the backyard are being acknowledged for their beauty and are showing up in prominent spots in ornamental beds and elsewhere all over the landscape.

This fresh way of looking at your garden landscape can save you money. When you integrate attractive edibles into your yard, you're gaining double benefits for the price of each plant. Rather than buying one kind of tree to give

you fruit and another kind to shade the front yard, purchase a single tree, like a peach or cherry, that does both. Instead of erecting a fence or planting a prickly hedge, plant a handsome row of blueberry bushes to mark the edge of your property year-round, and delight in the basketfuls of sweet berries in summer.

Landscape Insurance

What do you do when an evergreen mysteriously

vanishes from your yard one December? Or an automobile sideswipes your well-established rose bed and gouges big ruts in the lawn? Or lightning strikes and harms a giant shade tree? Is your first thought to call your insurance agent? Well, maybe it ought to be, since most basic homeowners' insurance policies extend outdoors to give coverage for trees, shrubs, plants, and even the lawn! Filing a claim can cover your out-of-pocket cost of buying a substitute.

You'll want to check your own specific policy for the details, but in general, damage by ice, snow, and wind are not covered. Apart from the catastrophes mentioned above, damage by fire, explosions, aircraft, vandalism, riots, or civil commotion are covered. There will most likely be a dollar limit on the price your insurance would pay per damaged plant.


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